Rückstufung im Schadensfall: Beispiel zur Kfz-Haftpflicht
|
Aktuelle SF-Klasse
|
Nach 1 Schaden
|
Nach 2 Schäden
|
Nach 3+ Schäden
|
|
|---|---|---|---|---|
| SF 36 | SF 21 | SF 8 | SF M | |
| SF 35 | SF 20 | SF 8 | SF M | |
| SF 34 | SF 17 | SF 7 | SF M | |
| SF 33 | SF 16 | SF 7 | SF M | |
| SF 32 | SF 16 | SF 6 | SF M | |
| SF 31 | SF 15 | SF 6 | SF M | |
| SF 30 | SF 15 | SF 6 | SF M | |
| SF 29 | SF 6 | SF 6 | SF M | |
| SF 28 | SF 14 | SF 5 | SF M | |
| SF 27 | SF 13 | SF 5 | SF M | |
| SF 26 | SF 13 | SF 5 | SF M | |
| SF 25 | SF 12 | SF 4 | SF M | |
| SF 24 | SF 12 | SF 4 | SF M | |
| SF 23 | SF 11 | SF 4 | SF M | |
| SF 22 | SF 11 | SF 4 | SF M | |
| SF 21 | SF 10 | SF 3 | SF M | |
| SF 20 | SF 10 | SF 3 | SF M | |
| SF 19 | SF 9 | SF 3 | SF M | |
| SF 18 | SF 9 | SF 2 | SF M | |
| SF 17 | SF 8 | SF 2 | SF M | |
| SF 16 | SF 8 | SF 2 | SF M | |
| SF 15 | SF 7 | SF 1 | SF M | |
| SF 14 | SF 6 | SF 1 | SF M | |
| SF 13 | SF 6 | SF 1 | SF M | |
| SF 12 | SF 5 | SF 1 | SF M | |
| SF 11 | SF 5 | SF 1 | SF M | |
| SF 10 | SF 4 | SF ½ | SF M | |
| SF 9 | SF 3 | SF ½ | SF M | |
| SF 8 | SF 3 | SF ½ | SF M | |
| SF 7 | SF 2 | SF ½ | SF M | |
| SF 6 | SF 2 | SF S | SF M | |
| SF 5 | SF 1 | SF S | SF M | |
| SF 4 | SF 1 | SF 0 | SF M | |
| SF 3 | SF 1 | SF 0 | SF M | |
| SF 2 | SF ½ | SF 0 | SF M | |
| SF 1 | SF ½ | SF 0 | SF M | |
| SF ½ | SF 0 | SF M | SF M | |
| SF 0 | SF M | SF M | SF M | |
| SF S | SF 0 | SF M | SF M | |
| SF M | SF M | SF M | SF M |
Rückstufung im Schadensfall: Beispiel zur Vollkaskoversicherung
|
Aktuelle SF-Klasse
|
Nach 1 Schaden
|
Nach 2 Schäden
|
Nach 3+ Schäden
|
|
|---|---|---|---|---|
| SF 36 | SF 27 | SF 16 | SF M | |
| SF 35 | SF 26 | SF 16 | SF M | |
| SF 34 | SF 22 | SF 12 | SF M | |
| SF 33 | SF 21 | SF 12 | SF M | |
| SF 32 | SF 20 | SF 12 | SF M | |
| SF 31 | SF 20 | SF 11 | SF M | |
| SF 30 | SF 19 | SF 11 | SF M | |
| SF 29 | SF 18 | SF 10 | SF M | |
| SF 28 | SF 18 | SF 10 | SF M | |
| SF 27 | SF 17 | SF 9 | SF M | |
| SF 26 | SF 16 | SF 9 | SF M | |
| SF 25 | SF 16 | SF 8 | SF M | |
| SF 24 | SF 15 | SF 8 | SF M | |
| SF 23 | SF 14 | SF 7 | SF M | |
| SF 22 | SF 14 | SF 7 | SF M | |
| SF 21 | SF 13 | SF 6 | SF M | |
| SF 20 | SF 12 | SF 6 | SF M | |
| SF 19 | SF 12 | SF 5 | SF M | |
| SF 18 | SF 11 | SF 5 | SF M | |
| SF 17 | SF 10 | SF 5 | SF M | |
| SF 16 | SF 10 | SF 4 | SF M | |
| SF 15 | SF 9 | SF 4 | SF M | |
| SF 14 | SF 8 | SF 3 | SF M | |
| SF 13 | SF 7 | SF 3 | SF M | |
| SF 12 | SF 7 | SF 2 | SF M | |
| SF 11 | SF 6 | SF 1 | SF M | |
| SF 10 | SF 5 | SF 1 | SF M | |
| SF 9 | SF 5 | SF ½ | SF M | |
| SF 8 | SF 4 | SF ½ | SF M | |
| SF 7 | SF 3 | SF 0 | SF M | |
| SF 6 | SF 2 | SF 0 | SF M | |
| SF 5 | SF 2 | SF 0 | SF M | |
| SF 4 | SF 1 | SF 0 | SF M | |
| SF 3 | SF ½ | SF 0 | SF M | |
| SF 2 | SF 0 | SF M | SF M | |
| SF 1 | SF 0 | SF M | SF M | |
| SF ½ | SF 0 | SF M | SF M | |
| SF 0 | SF M | SF M | SF M | |
| SF S | SF 0 | SF M | SF M | |
| SF M | SF M | SF M | SF M |